LOAN PRODUCT 04
Personal Loan
HDFC Bank and Tata Capital offer instant personal loans starting at 9.99%. With a monthly salary of ₹25,000+ and a CIBIL score of 750+, the amount is disbursed directly to your account within 24 hours — with no collateral required.
Interest RateFrom 9.99% p.a.
Max AmountUp to ₹25 L
Apply for Personal Loan
Disbursal in 24 hours with digital KYC.
Check Eligibility 100% paperless processPersonal Loan EMI Calculator
₹5,00,000
3 Yrs
9.99%
Monthly EMI₹16,131
Total Interest₹80,725
Total Payable₹5,80,725
Top Personal Loan Banks
| Bank | Rate | Processing Fee | Tenure |
|---|---|---|---|
| HDFC Bank | 9.99% - 13.50% | Up to ₹4,999 | 5 Yrs |
| ICICI Bank | 10.25% - 14.00% | Up to 1.50% | 5 Yrs |
| Tata Capital | 10.49% - 15.25% | 1.00% - 2.00% | 5 Yrs |
Eligibility Criteria
- Age: 21 to 58 years
- Employment: Full-time Salaried in Pvt / Govt / MNC firm
- Net Monthly Salary: Minimum ₹25,000
- CIBIL Score: 720+
Required Documents
- Aadhaar Card & PAN Card
- Latest 3 Months Salary Slips
- Last 6 Months Salary Account Bank Statement
- Official Company ID Card