Get Loans at Lowest Interest Rates –
Compare 42 Banks & NBFCs.
We compare offers across 42 banks and NBFCs, prepare your file, and follow it through to disbursement — so the only thing you sign is the sanction letter.
Our Instant Loan Application Process
Lowest Interest Rates
We compare offers across 42 lenders so the number that goes in your ledger is the lowest one available to you.
Hassle-Free Documentation
Income proof, credit checks, property documents — collected, verified and filed on your behalf.
Days, not months
Most sanctions come through in 4–7 working days because your file reaches the right desk the first time.
One advisor, start to finish
The person you speak to on day one is the person who hands you the sanction letter.
Meet Our Expert People
Experienced professionals helping you find suitable loan and financial solutions.
Ganesh Jyala
CEO & Founder
Meenakshi Bisht
Loan Advisor
Priyanka
Financial Consultant
Rambha
Senior Loan Specialist
Ranjeet
Relationship Manager
Four entries from first call to funds in hand.
Apply
Share your requirement and documents — in person, on call, or on WhatsApp.
Verify
We match you to lenders you actually qualify for and prepare your file.
Sanction
Your application is submitted and tracked until approval is confirmed.
Disburse
Funds are released to your account, and we stay on for any post-loan queries.
See what the monthly entry looks like.
"They found us a rate 0.4% lower than what our own bank offered, and handled every follow-up call so we didn't have to."
"I run a small workshop and don't have time to sit in bank branches. They took the file end to end and called me only when a signature was needed."
"Transparent about what we'd qualify for from day one — no surprises when the sanction letter arrived."
Questions clients ask first.
The initial consultation and eligibility check are free. Our fee, when applicable, is disclosed in writing before you engage us — never deducted silently from your loan amount.
Typically PAN, Aadhaar, last 6 months' bank statements, income proof (salary slips or ITR), and property documents where relevant. We'll give you an exact checklist for your loan type on the first call.
No. Our initial eligibility check uses a soft enquiry, which does not impact your credit score. A hard enquiry only happens once you choose to formally apply with a lender.
We compare offers across our partner lenders instead of one, handle documentation and follow-ups on your behalf, and flag issues in your file before a bank does — which is usually what causes delays or rejections.
Whether you are a salaried professional or a self-employed individual, we are here to help! Generally, you need to be at least 21 years old and have a stable source of income.
Time is valuable, which is why we focus on speed. With Loan Saarthi, you can experience an instant sanction process so you can get the funds you need without the long wait.
Not at all! Our personal loans are unsecured, meaning you don’t need to pledge any assets or find a guarantor to get approved.
Transparency is the heart of our service. We believe in complete honesty—there are no hidden charges. We make sure all terms and fees are clearly explained before you sign.
It’s quick and easy! You can apply directly through our website by filling out a simple form, and our team will guide you through the rest of the steps.