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LOAN PRODUCT 01

Home Loan

State Bank of India (SBI) and Bank of Baroda offer the lowest home loan rates, starting from 8.35% p.a. With a CIBIL score of 750+, you get a repayment tenure of up to 30 years and financing of up to 90% of the property value. Women co-applicants receive an additional 0.05% rate concession.

Interest RateFrom 8.35% p.a.
Max AmountUp to ₹5 Cr

Apply for Home Loan

Compare SBI, HDFC & BoB in one click.

Check Eligibility Zero upfront fees

Home Loan EMI Calculator

₹35,00,000
20 Yrs
8.35%
Monthly EMI₹30,042
Total Interest₹37,10,165
Total Payable₹72,10,165

Top Home Loan Banks

BankRateProcessing FeeTenure
SBI8.35% - 9.15%0.35% (Max ₹10k)30 Yrs
Bank of Baroda8.40% - 9.30%0.25% - 0.50%30 Yrs
HDFC Bank8.50% - 9.40%Up to 0.50%30 Yrs

Eligibility Criteria

  • Age: 21 to 65 years
  • CIBIL Score: 750+ for lowest rate slab
  • Salaried (Min 2 yrs experience) or Self-Employed (Min 3 yrs ITR)
  • Minimum Monthly Salary: ₹25,000+

Required Documents

  • Aadhaar Card & PAN Card (KYC)
  • Last 6 Months Bank Statement
  • 3 Months Salary Slips / 2 Years ITR with Form 16
  • Property Title Deeds & Approved Map Copy