@import "https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&family=Georgia&display=swap";
:root{--hvc-bg:#fff;--hvc-border:#e2e8f0;--hvc-shadow:#00000014;--hvc-header-bg:#f8fafc;--hvc-title:#0f172a;--hvc-badge:#64748b;--hvc-desc:#475569;--hvc-input-bg:#fff;--hvc-input-border:#cbd5e1;--hvc-input-text:#0f172a;--hvc-input-focus:#2563eb;--hvc-prefix-bg:#f1f5f9;--hvc-btn-bg:#2563eb;--hvc-btn-text:#fff;--hvc-btn-hover:#1d4ed8;--hvc-link-color:#2563eb;--hvc-error-bg:#fef2f2;--hvc-error-border:#fecaca;--hvc-error-text:#b91c1c;--hvc-success:#16a34a}@media (prefers-color-scheme:dark){:root{--hvc-bg:#141e1a;--hvc-border:#22362e;--hvc-shadow:#0006;--hvc-header-bg:#0f172a;--hvc-title:#f8fafc;--hvc-badge:#94a3b8;--hvc-desc:#94a3b8;--hvc-input-bg:#0d1411;--hvc-input-border:#22362e;--hvc-input-text:#f8fafc;--hvc-input-focus:#38bdf8;--hvc-prefix-bg:#1e2d27;--hvc-btn-bg:#38bdf8;--hvc-btn-text:#0f172a;--hvc-btn-hover:#7dd3fc;--hvc-link-color:#38bdf8;--hvc-error-bg:#450a0a;--hvc-error-border:#7f1d1d;--hvc-error-text:#fca5a5;--hvc-success:#4ade80}}[data-theme=dark],.dark{--hvc-bg:#141e1a;--hvc-border:#22362e;--hvc-shadow:#0006;--hvc-header-bg:#0d1411;--hvc-title:#f8fafc;--hvc-badge:#94a3b8;--hvc-desc:#94a3b8;--hvc-input-bg:#0b0f19;--hvc-input-border:#22362e;--hvc-input-text:#f8fafc;--hvc-input-focus:#38bdf8;--hvc-prefix-bg:#1e2d27;--hvc-btn-bg:#38bdf8;--hvc-btn-text:#0f172a;--hvc-btn-hover:#7dd3fc;--hvc-link-color:#38bdf8;--hvc-error-bg:#450a0a;--hvc-error-border:#7f1d1d;--hvc-error-text:#fca5a5;--hvc-success:#4ade80}.hero-card{background-color:var(--hvc-bg);border:1px solid var(--hvc-border);box-sizing:border-box;border-radius:12px;flex-direction:column;width:100%;max-width:440px;min-height:380px;margin:0 auto;transition:background-color .3s,border-color .3s;display:flex;position:relative;overflow:hidden;box-shadow:0 10px 25px #00000014,0 4px 10px #0000000a}.hero-card-header{background-color:var(--hvc-header-bg);border-bottom:1px solid var(--hvc-border);justify-content:space-between;align-items:center;padding:1rem 1.25rem;display:flex}.hero-card-title{color:var(--hvc-title);font-size:.95rem;font-weight:700}.hero-step-badge{letter-spacing:1px;color:var(--hvc-badge);font-size:.72rem;font-weight:600}.hero-card-body{flex-direction:column;flex:1;justify-content:center;padding:1.5rem;display:flex}.hero-error-banner{color:var(--hvc-error-text);background-color:var(--hvc-error-bg);border:1px solid var(--hvc-error-border);border-radius:6px;margin-bottom:12px;padding:8px 12px;font-size:.8rem}.hero-form{flex-direction:column;gap:12px;display:flex}.hero-form-desc{color:var(--hvc-desc);margin:0;font-size:.85rem;line-height:1.5}.hero-phone-group{align-items:stretch;gap:8px;display:flex}.hero-phone-prefix{background-color:var(--hvc-prefix-bg);border:1px solid var(--hvc-input-border);color:var(--hvc-input-text);border-radius:6px;align-items:center;padding:10px 14px;font-size:.9rem;font-weight:600;display:flex}.hero-input{background-color:var(--hvc-input-bg);border:1px solid var(--hvc-input-border);width:100%;color:var(--hvc-input-text);box-sizing:border-box;border-radius:6px;outline:none;padding:10px 12px;font-size:.9rem;transition:border-color .2s}.hero-input:focus{border-color:var(--hvc-input-focus)}.hero-otp-input{letter-spacing:8px;text-align:center;font-size:1.25rem;font-weight:700}.hero-select-row{gap:8px;display:flex}.hero-select{background-color:var(--hvc-input-bg);border:1px solid var(--hvc-input-border);color:var(--hvc-input-text);cursor:pointer;border-radius:6px;outline:none;flex:1;padding:10px 8px;font-size:.85rem}.hero-select:focus{border-color:var(--hvc-input-focus)}.hero-submit-btn{background-color:var(--hvc-btn-bg);width:100%;color:var(--hvc-btn-text);cursor:pointer;border:none;border-radius:6px;justify-content:center;align-items:center;gap:6px;padding:12px;font-size:.92rem;font-weight:600;transition:background-color .2s,opacity .2s;display:flex}.hero-submit-btn:hover:not(:disabled){background-color:var(--hvc-btn-hover)}.hero-submit-btn:disabled{opacity:.65;cursor:not-allowed}.hero-link-btn{color:var(--hvc-link-color);cursor:pointer;background:0 0;border:none;margin-top:4px;font-size:.8rem;text-decoration:underline}.hero-trust-indicator{color:var(--hvc-desc);opacity:.85;justify-content:center;align-items:center;gap:6px;margin-top:2px;font-size:.75rem;display:flex}.hero-success-state{text-align:center;padding:1rem 0}.hero-success-icon{color:var(--hvc-success);margin-bottom:.75rem}.hero-success-state h4{color:var(--hvc-title);margin:0 0 8px;font-size:1.15rem}.hero-success-state p{color:var(--hvc-desc);margin:0;font-size:.85rem;line-height:1.5}@media (max-width:480px){.hero-card{border-radius:10px;max-width:100%}.hero-card-body{padding:1.1rem}.hero-select-row{flex-direction:column;gap:10px}}
:root{--team-bg:#f7faf8;--team-heading-tag:#39a96b;--team-title:#1d3028;--team-desc:#68756f;--team-card-bg:#fff;--team-img-placeholder:#edf2ef;--team-card-border:#e5ebe7;--team-card-shadow:#1432230f;--team-role:#39a96b}@media (prefers-color-scheme:dark){:root{--team-bg:#0d1411;--team-heading-tag:#4ade80;--team-title:#f1f7f4;--team-desc:#9ca3af;--team-card-bg:#141e1a;--team-img-placeholder:#1e2d27;--team-card-border:#22362e;--team-card-shadow:#0006;--team-role:#4ade80}}[data-theme=dark],.dark{--team-bg:#0d1411;--team-heading-tag:#4ade80;--team-title:#f1f7f4;--team-desc:#9ca3af;--team-card-bg:#141e1a;--team-img-placeholder:#1e2d27;--team-card-border:#22362e;--team-card-shadow:#0006;--team-role:#4ade80}.expert-team{background-color:var(--team-bg);box-sizing:border-box;width:100%;height:auto;padding:80px 20px;overflow:hidden}.expert-team-container{max-width:1200px;margin:0 auto}.expert-team-heading{text-align:center;margin-bottom:45px}.expert-team-heading span{letter-spacing:2px;text-transform:uppercase;color:var(--team-heading-tag);margin-bottom:12px;font-size:13px;font-weight:700;display:inline-block}.expert-team-heading h2{color:var(--team-title);margin:0 0 12px;font-size:36px;font-weight:800;line-height:1.2}.expert-team-heading p{max-width:600px;color:var(--team-desc);margin:0 auto;font-size:15px;line-height:1.7}.expert-slider{width:100%;overflow:hidden}.expert-track{will-change:transform;width:100%;display:flex}.expert-card{box-sizing:border-box;flex-shrink:0;padding:0 10px}.expert-card-inner{border-radius:14px;flex-direction:column;transition:transform .3s;display:flex;overflow:hidden}.expert-card-inner:hover{transform:translateY(-6px)}.expert-image-wrapper{background-color:var(--team-img-placeholder);width:100%;height:320px;position:relative;overflow:hidden}.expert-image{object-fit:cover;width:100%;height:100%;transition:transform .4s;display:block}.expert-card-inner:hover .expert-image{transform:scale(1.05)}.expert-info{background-color:var(--team-card-bg);border:1px solid var(--team-card-border);box-shadow:0 8px 24px var(--team-card-shadow);border-top:none;border-radius:0 0 14px 14px;padding:20px}.expert-info h3{color:var(--team-title);margin:0 0 6px;font-size:19px;font-weight:700}.expert-info p{color:var(--team-role);margin:0;font-size:14px;font-weight:600}@media (max-width:900px){.expert-team{padding:60px 15px}.expert-team-heading h2{font-size:30px}.expert-image-wrapper{height:280px}}@media (max-width:650px){.expert-team{padding:50px 10px}.expert-team-heading h2{font-size:26px}.expert-card{padding:0 5px}.expert-image-wrapper{height:310px}}
:root{--brand-green:#6fae45;--brand-green-light:#eaf4e4;--brand-black:#202020;--brand-neutral:#f5f6f4;--brand-white:#fff;--color-ink:#202020;--color-paper:#f5f6f4;--color-paper-light:#fafbf9;--color-paper-dark:#e8eae6;--color-paper-line:#2020201a;--color-brass:#6fae45;--color-brass-deep:#5d9a39;--color-emerald:#6fae45;--color-stamp:#a13d2c;--color-charcoal:#2a2720;--color-ink-light:#3a3a3a;--color-ink-lighter:#2a2a2a;--color-text-muted:#6a6a6a;--color-text-light:#b0b0b0;--font-primary:"Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;--font-serif:Georgia, "Times New Roman", serif;--font-mono:"Courier New", monospace;--space-1:.25rem;--space-2:.5rem;--space-3:.75rem;--space-4:1rem;--space-5:1.25rem;--space-6:1.5rem;--space-8:2rem;--space-10:2.5rem;--space-12:3rem;--space-16:4rem;--space-20:5rem}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}body{background-color:var(--color-paper);color:var(--color-charcoal);font-family:var(--font-primary);min-height:100vh;line-height:1.6}.font-display{font-family:var(--font-serif);font-optical-sizing:auto}.container{max-width:72rem;margin:0 auto;padding:0 1.25rem}@media (min-width:640px){.container{padding:0 2rem}}.text-center{text-align:center}.text-balance{text-wrap:balance}.text-green{color:var(--brand-green)}.text-white{color:var(--brand-white)}.bg-white{background-color:var(--brand-white)}.bg-soft{background-color:var(--color-paper)}.bg-green{background-color:var(--brand-green)}.bg-green-light{background-color:var(--brand-green-light)}.bg-dark{background-color:var(--brand-black)}.mt-1{margin-top:var(--space-1)}.mt-2{margin-top:var(--space-2)}.mt-3{margin-top:var(--space-3)}.mt-4{margin-top:var(--space-4)}.mt-6{margin-top:var(--space-6)}.mt-8{margin-top:var(--space-8)}.mt-10{margin-top:var(--space-10)}.mb-1{margin-bottom:var(--space-1)}.mb-2{margin-bottom:var(--space-2)}.mb-3{margin-bottom:var(--space-3)}.mb-4{margin-bottom:var(--space-4)}.mb-6{margin-bottom:var(--space-6)}.mb-8{margin-bottom:var(--space-8)}.reveal{opacity:0;transition:opacity .7s,transform .7s;transform:translateY(18px)}.reveal.visible{opacity:1;transform:translateY(0)}.reveal.delay-1{transition-delay:60ms}.reveal.delay-2{transition-delay:80ms}.reveal.delay-3{transition-delay:.1s}.reveal.delay-4{transition-delay:.15s}@media (prefers-reduced-motion:reduce){*{transition-duration:.01ms!important;animation-duration:.01ms!important}}.eyebrow{align-items:center;gap:.75rem;margin-bottom:1rem;display:flex}.eyebrow-line{background-color:var(--brand-green);width:2rem;height:2px}.eyebrow-text{letter-spacing:.22em;text-transform:uppercase;color:var(--brand-green);font-size:.75rem;font-weight:600;font-family:var(--font-primary)}.stamp{border:2px solid var(--color-stamp);letter-spacing:.14em;text-transform:uppercase;color:var(--color-stamp);font-size:.6875rem;font-weight:700;font-family:var(--font-primary);opacity:.9;-webkit-user-select:none;user-select:none;border-radius:9999px;justify-content:center;align-items:center;padding:.5rem 1rem;display:inline-flex;transform:rotate(-8deg)}.btn-primary{color:var(--brand-white);background-color:var(--brand-green);cursor:pointer;font-size:.875rem;font-weight:600;font-family:var(--font-primary);border:none;border-radius:.5rem;padding:.875rem 1.75rem;text-decoration:none;transition:all .25s;display:inline-block;box-shadow:0 2px 8px #6fae4540}.btn-primary:hover{background-color:#5d9a39;transform:translateY(-2px);box-shadow:0 6px 20px #6fae454d}.btn-secondary{color:var(--brand-green);font-size:.875rem;font-weight:600;font-family:var(--font-primary);border-bottom:2px solid var(--brand-green);align-items:center;gap:.375rem;padding-bottom:3px;text-decoration:none;transition:all .2s;display:inline-flex}.btn-secondary:hover{color:var(--brand-black);border-color:var(--brand-black)}.btn-outline{color:var(--brand-green);border:2px solid var(--brand-green);cursor:pointer;font-size:.875rem;font-weight:600;font-family:var(--font-primary);background:0 0;border-radius:.5rem;padding:.875rem 1.75rem;text-decoration:none;transition:all .25s;display:inline-block}.btn-outline:hover{background:var(--brand-green);color:var(--brand-white);transform:translateY(-2px)}.hero-section{padding-top:3.5rem;padding-bottom:4rem;position:relative;overflow:hidden}.hero-section:before{content:"";pointer-events:none;background:radial-gradient(circle,#6fae450d 0%,#0000 70%);border-radius:50%;width:500px;height:500px;position:absolute;top:-30%;right:-10%}@media (min-width:640px){.hero-section{padding-top:5rem;padding-bottom:5rem}}.hero-grid{z-index:1;align-items:center;gap:3.5rem;display:grid;position:relative}@media (min-width:768px){.hero-grid{grid-template-columns:1fr 1fr}}.hero-title{font-family:var(--font-serif);color:var(--color-ink);margin-bottom:1.5rem;font-size:2.6rem;font-weight:700;line-height:1.05}.hero-title .highlight{color:var(--brand-green)}.hero-text{color:var(--color-charcoal);max-width:28rem;margin-bottom:2rem;font-size:1rem;font-weight:400;line-height:1.75}@media (min-width:640px){.hero-text{font-size:1.125rem}}.hero-actions{flex-wrap:wrap;align-items:center;gap:1rem;margin-bottom:2.5rem;display:flex}.hero-stats{border-top:2px solid var(--brand-green);grid-template-columns:repeat(3,1fr);gap:1rem;max-width:28rem;padding-top:1.5rem;display:grid}.stat-number{color:var(--color-ink);font-size:1.25rem;font-weight:700;font-family:var(--font-primary)}.stat-label{color:var(--color-charcoal);font-size:.75rem;font-weight:400}.hero-card-wrapper{position:relative}.hero-card{border:1px solid var(--color-paper-line);background-color:var(--brand-white);border-radius:.75rem;padding:1.75rem 2.25rem;transition:box-shadow .3s;box-shadow:0 4px 12px #2020200f}.hero-card:hover{box-shadow:0 8px 30px #2020201a}.hero-card-header{text-transform:uppercase;letter-spacing:.18em;color:var(--brand-green);font-size:.75rem;font-family:var(--font-primary);margin-bottom:1.25rem;font-weight:600}.ledger-item{border-bottom:1px solid var(--color-paper-line);justify-content:space-between;align-items:center;padding-top:.75rem;padding-bottom:.75rem;display:flex}.ledger-item:last-child{border-bottom:none}.ledger-item-name{color:var(--color-charcoal);font-size:.875rem;font-weight:400}.ledger-item-amount{font-size:.875rem;font-weight:600;font-family:var(--font-primary);color:var(--color-ink)}.ledger-item-check{border-radius:50%;justify-content:center;align-items:center;width:1.25rem;height:1.25rem;margin-left:.75rem;display:inline-flex}.ledger-item-check.done{background-color:var(--brand-green)}.ledger-item-check.pending{background-color:var(--color-paper-line)}.check-icon{color:#fff;width:.75rem;height:.75rem}.section-spacing{padding-top:4rem;padding-bottom:4rem}@media (min-width:640px){.section-spacing{padding-top:6rem;padding-bottom:6rem}}.section-header{font-family:var(--font-serif);color:var(--color-ink);max-width:32rem;font-size:1.875rem;font-weight:700}@media (min-width:640px){.section-header{font-size:2.25rem}}.section-header .highlight{color:var(--brand-green)}.section-header-sm{font-family:var(--font-serif);color:var(--color-ink);font-size:1.5rem;font-weight:700}.section-subheader{color:var(--color-text-muted);max-width:32rem;font-size:1rem;font-weight:400;line-height:1.7}@media (min-width:640px){.section-subheader{font-size:1.125rem}}.loan-grid{gap:2.5rem;margin-top:2.5rem;display:grid}@media (min-width:640px){.loan-grid{grid-template-columns:1fr 1fr}}.loan-item{border:1px solid var(--color-paper-line);background:var(--brand-white);border-radius:.75rem;padding:1.5rem;text-decoration:none;transition:all .25s;display:block;box-shadow:0 2px 8px #2020200a}.loan-item:hover{border-color:var(--brand-green);transform:translateY(-4px);box-shadow:0 8px 30px #20202014}.loan-header{align-items:baseline;gap:.75rem;margin-bottom:.5rem;display:flex}.loan-number{color:var(--brand-green);font-size:.75rem;font-weight:600;font-family:var(--font-primary)}.loan-name{font-family:var(--font-serif);color:var(--color-ink);font-size:1.25rem;font-weight:600}.loan-arrow{color:var(--brand-green);width:.9375rem;height:.9375rem;margin-left:auto;transition:transform .2s}.loan-item:hover .loan-arrow{transform:translate(4px)}.loan-desc{color:var(--color-charcoal);max-width:28rem;margin-bottom:1rem;font-size:.875rem;font-weight:400;line-height:1.625}.loan-rate-label{color:var(--brand-green);font-size:.75rem;font-weight:600}.bg-paper-dark{background-color:var(--color-paper-dark)}.why-grid{gap:2.5rem;margin-top:2.5rem;display:grid}@media (min-width:640px){.why-grid{grid-template-columns:1fr 1fr}}@media (min-width:1024px){.why-grid{grid-template-columns:repeat(4,1fr)}}.why-item{background:var(--brand-white);border:1px solid var(--color-paper-line);border-radius:.75rem;padding:1.5rem;transition:all .25s;box-shadow:0 2px 8px #2020200a}.why-item:hover{border-color:var(--brand-green);transform:translateY(-4px);box-shadow:0 8px 30px #20202014}.why-icon{width:1.375rem;height:1.375rem;color:var(--brand-green);margin-bottom:1rem}.why-title{font-family:var(--font-serif);color:var(--color-ink);margin-bottom:.5rem;font-size:1.125rem;font-weight:600}.why-text{color:var(--color-charcoal);font-size:.875rem;font-weight:400;line-height:1.625}.process-grid{gap:2rem;margin-top:2.5rem;display:grid;position:relative}@media (min-width:640px){.process-grid{grid-template-columns:repeat(4,1fr)}}.process-line{display:none}@media (min-width:640px){.process-line{background-color:var(--brand-green);opacity:.3;height:2px;display:block;position:absolute;top:1.25rem;left:0;right:0}}.process-step{background:var(--brand-white);border:1px solid var(--color-paper-line);border-radius:.75rem;padding:1.5rem;transition:all .25s;position:relative}.process-step:hover{border-color:var(--brand-green);transform:translateY(-4px);box-shadow:0 8px 30px #20202014}.process-number{background-color:var(--brand-green);width:2.5rem;height:2.5rem;color:var(--brand-white);font-size:.875rem;font-weight:600;font-family:var(--font-primary);z-index:10;border-radius:50%;justify-content:center;align-items:center;margin-bottom:1rem;display:flex;position:relative}.process-title{font-family:var(--font-serif);color:var(--color-ink);margin-bottom:.375rem;font-size:1.125rem;font-weight:600}.process-detail{color:var(--color-charcoal);font-size:.875rem;font-weight:400;line-height:1.625}.calculator-wrapper{border:1px solid var(--color-paper-line);background-color:var(--brand-white);border-radius:.75rem;gap:2.5rem;margin-top:2.5rem;padding:1.5rem;display:grid;box-shadow:0 4px 12px #2020200f}@media (min-width:768px){.calculator-wrapper{grid-template-columns:1fr 1fr;padding:2.5rem}}.calc-slider-group{flex-direction:column;gap:1.75rem;display:flex}.calc-slider-header{color:var(--color-charcoal);justify-content:space-between;margin-bottom:.5rem;font-size:.875rem;font-weight:500;display:flex}.calc-slider-value{font-weight:600;font-family:var(--font-primary);color:var(--brand-green)}.calc-slider{width:100%;accent-color:var(--brand-green);background:var(--color-paper-dark);border-radius:3px;height:6px}.calc-slider::-webkit-slider-thumb{-webkit-appearance:none;background:var(--brand-green);cursor:pointer;border-radius:50%;width:18px;height:18px;box-shadow:0 2px 8px #6fae454d}.calc-slider::-moz-range-thumb{background:var(--brand-green);cursor:pointer;border:none;border-radius:50%;width:18px;height:18px}.calc-divider{border-top:1px solid var(--color-paper-line);padding-top:2rem}@media (min-width:768px){.calc-divider{border-top:none;border-left:1px solid 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